Virginia DUI Archives

This is the Virginia DUI Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

If caught driving drunk in Florida or Virginia, you'll need FR-44 insurance.

Understanding FR-44 Insurance

After a DUI conviction in Florida or Virginia, you must attach an FR-44 certificate to your auto policy and file it with the DMV. Even if you don’t own a car, you must file an FR-44 certificate, which is endorsed to a non-owner insurance policy. Understanding FR-44 insurance beforehand will make your license reinstatement process less stressful. You can learn about some of the basics of this high-risk auto insurance in this article.

Is there a secret to understanding FR-44 insurance? It can be pretty straightforward or quite complex, depending on your circumstances. We’ll demystify this high-risk auto insurance by presenting the basics of FR-44 insurance, how it’s different from standard car insurance,

For Virginia license reinstatement after a DUI, you'll need FR44 insurance.

What is FR44 Virginia?

FR44 Virginia is a certificate of financial responsibility. After a DUI or DWI conviction, you can reinstate your license when you file this document with the DMV. The high-risk FR-44 and SR-22 insurance certificates in VA are attached to an auto insurance policy if you own a vehicle or a non-owner insurance policy if you don’t. To avoid another license suspension, you must stay current with your Virginia FR44 insurance payments.

Drivers who commit an alcohol-related motor vehicle offense must buy FR44 Virginia insurance to reinstate their license.

DUI in Virginia

DUI in Virginia

If you have a suspended license after a conviction for DUI in Virginia, you can regain your driving privileges by filing an FR44 certificate with the DMV. After you’ve satisfied all license reinstatement requirements, FR44 insurance will allow you to drive legally with a restricted license.

Driving a vehicle under the influence of alcohol or drugs is against the law in all 50 states. DUI in Virginia penalties occur if you’re 21 years or older with a blood alcohol content of 0.08% or higher. The blood alcohol limit for drivers under the age of 21 is 0.02%.

Non Owner FR44 Virginia

Non Owner FR44 Virginia

Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when you have a suspended license after a DUI or DWI conviction. It’s called non-owner FR44 insurance because it’s for individuals who do not own a vehicle. Instead of covering a vehicle, non-owner insurance covers the individual when driving a non-owned car, truck, or motorcycle.

You likely have a driver’s license even if you don’t own a vehicle. Most people require a driver’s license for identification, voting, airline travel, and driving a borrowed vehicle. Suppose you get a DUI or DWI charge and license suspension while driving a friend’s car. If you don’t own a car, you must file a non owner FR44 Virginia certificate for license reinstatement.

What is FR44 Insurance Virginia?

What is FR44 insurance in Virginia?

Suppose the state requires you to purchase high-risk insurance after a DUI violation. In that case, it’s helpful to understand what is FR44 insurance in Virginia. An FR44 is a certificate that’s tied to an auto insurance policy. You’ll file the certificate with the state Department of Motor Vehicles (DMV) to reinstate your license after a DUI suspension. You’ll likely have higher insurance premiums while you maintain FR44 insurance.

So, what is FR44 insurance in Virginia? If you want to reinstate your license after a DUI/DWI conviction, the state requires you to file an FR44 certificate. To get an FR44 certificate, you’ll have an insurance provider write you an owner or non-owner liability insurance policy and add the FR44 certificate as a rider to your policy.

Virginia FR44 Insurance

Virginia FR44 Insurance

If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate and keeping your insurance policy current, while the state requires it, allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also be attached to a motorcycle insurance policy.

Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia.