Drivers who commit an alcohol-related motor vehicle offense will have to buy FR44 Virginia insurance to reinstate their license.
What is FR44 Virginia?
FR44 Virginia is a certificate of financial responsibility. After a DUI or DWI conviction, you can reinstate your license when you file this document with the DMV. The high-risk FR-44 and SR-22 Insurance certifications in VA are attached to an auto insurance policy if you own a vehicle, or to a non-owner insurance policy if you don’t. You must always stay current with your Virginia FR44 insurance payments to avoid another license suspension.
DUI in Virginia
If you have a suspended license after a conviction for DUI in Virginia, you can regain driving privileges by filing an FR44 certificate with the DMV. After you’ve satisfied all license reinstatement requirements, FR44 insurance will allow you to drive legally with a restricted license.
Driving a vehicle under the influence of alcohol or drugs is against the law in all 50 states. DUI in Virginia penalties occur if you’re 21 years or older with a blood alcohol content of 0.08% or higher. The blood alcohol limit for drivers under the age of 21 is 0.02%.
Non Owner FR44 Virginia
Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when your license is suspended after a DUI or DWI conviction. It’s called non owner FR44 insurance because it is filed by individuals who do not own a vehicle. Instead of covering a vehicle, non owner insurance covers the individual when driving a non-owned car, truck or motorcycle.
Even if you don’t own a vehicle, it’s likely that you have a driver’s license for the purpose of identification, as well as to be able to legally drive a non-owned vehicle when necessary. If you have a DUI or DWI license suspension and you don’t own a vehicle, you’ll file a non owner FR44 Virginia certificate for license reinstatement.
What is FR44 insurance Virginia?
Suppose the state requires you to purchase high-risk insurance after a DUI violation. In that case, it’s helpful to know what is FR44 insurance Virginia? FR44 is a certificate you must file with the state DMV to reinstate your license after a DUI suspension. You’ll likely have higher insurance premiums while you carry FR44 insurance.
So, what is FR44 insurance Virginia? If you want to reinstate your license after a DUI/DWI conviction, the state requires you to file an FR44 certificate. To get an FR44 certificate, you’ll have an insurance provider write you an owner or non-owner liability insurance policy, and add the FR44 certificate as a rider to your policy.
Virginia FR44 Insurance
If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate, and keeping your insurance policy current while the state requires it allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also attach to a motorcycle insurance policy.
Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia. Virginia was the first state to adopt this separate filing system in 2008. Electronic filing is the usual method of submitting the certificate to the Virginia Department of Motor Vehicles (DMV). This allows for faster processing and better efficiency. If you’re already working with someone at the DMV who requires you to file manually, UltraCar Insurance can file manually at your request.
