Dealing with a DUI conviction is a stressful experience. Finding the right insurance coverage to get their driver’s license can seem overwhelming to many people. When you need FR44 insurance, navigating all the information appears impossible.
Virginia DUI Insurance Archives
This is the Virginia DUI Insurance Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
FR44 DUI Insurance: Everything You Need to Know
If you have a drug or alcohol-related motor vehicle conviction in Florida or Virginia, you’ll become acquainted with FR44 DUI insurance. FR44 is high-risk auto insurance that these states require for drivers convicted of a DUI. It provides the liability coverage they need to reinstate their license. Learn how it works, how to get it, and how much it costs.
Can I get Virginia FR44 motorcycle insurance?
Virginia FR44 motorcycle insurance may be a less costly option to reinstate your license after a Virginia DUI suspension. Endorsing an FR44 certificate to a motorcycle insurance policy can cost less than endorsing it to an auto policy. Since the state usually requires FR44 insurance for an average of 3 years, that can make a difference to your budget.
If you own a motorcycle and need to file a Virginia FR44 Insurance certificate, you can obtain Virginia FR44 motorcycle insurance. UltraCar Insurance can endorse your FR44 certificate to a motorcycle insurance policy.
What’s the difference between SR22 and FR44 insurance?
You’ll need to know the difference between SR22 and FR44 insurance to reinstate your license in these states. Only Florida and Virginia require different certificates for DUI violations vs. non-DUI offenses. You’ll file an SR22 certificate for motor vehicle violations unrelated to alcohol or drugs. You must file an FR44 form for alcohol or other substance-related DUI violations.
When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 and FR44 insurance? These are the only states with two types of license reinstatement certificates. An SR22 insurance certificate is for non-alcohol-related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.
What is FR44 Virginia?
FR44 Virginia is a certificate of financial responsibility. After a DUI or DWI conviction, you can reinstate your license when you file this document with the DMV. The high-risk FR-44 and SR-22 insurance certificates in VA are attached to an auto insurance policy if you own a vehicle or a non-owner insurance policy if you don’t. To avoid another license suspension, you must stay current with your Virginia FR44 insurance payments.
Drivers who commit an alcohol-related motor vehicle offense must buy FR44 Virginia insurance to reinstate their license.
DUI in Virginia
If you have a suspended license after a conviction for DUI in Virginia, you can regain your driving privileges by filing an FR44 certificate with the DMV. After you’ve satisfied all license reinstatement requirements, FR44 insurance will allow you to drive legally with a restricted license.
Driving a vehicle under the influence of alcohol or drugs is against the law in all 50 states. DUI in Virginia penalties occur if you’re 21 years or older with a blood alcohol content of 0.08% or higher. The blood alcohol limit for drivers under the age of 21 is 0.02%.
Virginia FR44 Insurance
If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate and keeping your insurance policy current, while the state requires it, allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also be attached to a motorcycle insurance policy.
Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia.
