UltraCar Insurance is your source for accurate information and low rates on Missouri SR22 insurance. We understand that you need to get back on the road as quickly as possible after suspension or revocation of your driver’s license. So, we work with top-rated insurance companies to ensure you get the best SR22 insurance policy for your needs at an affordable rate. Our agents can usually obtain and file your certificate with the state Department of Motor Vehicles in as little as 20 minutes.
What is Missouri SR22 Insurance?
Missouri requires drivers to file an SR22 certificate to reinstate their suspended or revoked license. Typical reasons for driver’s license suspension or revocation include:
- Driving without proper insurance
- Too many tickets or points against a driver’s record
- Uninsured accidents
- Failure to consent to a DUI or DWI test
- DUI or DWI conviction
- Child support and neglect cases
- Legal judgments
For the above reasons, Missouri SR22 is also known as high-risk insurance. SR22 is a financial responsibility certificate that guarantees a policy with the minimum required liability insurance coverage. When the SR22 requirement is active, the insurance company closely monitors your policy. Drivers must carry SR22 insurance for three years in most cases. If the policy lapses during that time, the insurance company files an SR26 form with the DMV. This filing indicates that you no longer have insurance coverage, which results in another suspension of your driving privileges.
Missouri Non-Owner Insurance
There are two types of Missouri SR22 insurance: owner and non-owner insurance. SR22 owner insurance is for drivers who own a vehicle. In this case, the SR22 certificate is an endorsement to an auto insurance policy. SR22 non-owner insurance is for drivers who do not own a car. The non-owner certificate is an endorsement to a non-owner insurance policy, which insures the policyholder when they occasionally drive a borrowed vehicle. See our Missouri Non Owner SR22 Insurance page for more information on these SR22 policies.
Listed below are the minimum liability insurance coverage requirements in Missouri. While these are the minimum amounts, all insurance providers offer the option to purchase additional coverage.
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $10,000 in property damage in one accident
Missouri DMV
Get more detailed information on the Missouri DMV website.
UltraCar Insurance in Missouri
Experience the best in Missouri SR22 insurance service with UltraCar Insurance. We provide no-obligation quotes by phone or through our online quote form. We look forward to helping you!
