You likely have a driver’s license even if you don’t own a vehicle. Most people require a driver’s license for identification, voting, airline travel, and driving a borrowed vehicle. Suppose you get a DUI or DWI charge and license suspension while driving a friend’s car. If you don’t own a car, you must file a non owner FR44 Virginia certificate for license reinstatement.
Virginia Archives
This is the Virginia Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Non Owner FR44 Virginia
Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when you have a suspended license after a DUI or DWI conviction. It’s called non-owner FR44 insurance because it’s for individuals who do not own a vehicle. Instead of covering a vehicle, non-owner insurance covers the individual when driving a non-owned car, truck, or motorcycle.
What is FR44 insurance in Virginia?
Suppose the state requires you to purchase high-risk insurance after a DUI violation. In that case, it’s helpful to understand what is FR44 insurance in Virginia. An FR44 is a certificate that’s tied to an auto insurance policy. You’ll file the certificate with the state Department of Motor Vehicles (DMV) to reinstate your license after a DUI suspension. You’ll likely have higher insurance premiums while you maintain FR44 insurance.
So, what is FR44 insurance in Virginia? If you want to reinstate your license after a DUI/DWI conviction, the state requires you to file an FR44 certificate. To get an FR44 certificate, you’ll have an insurance provider write you an owner or non-owner liability insurance policy and add the FR44 certificate as a rider to your policy.
SR22 Insurance Virginia
After a license suspension, you must buy an SR22 insurance certificate in Virginia to regain your driving privileges. In Virginia, the SR-22 certificate is for traffic violations not related to alcohol or drugs. The certificate is a rider attached to your auto or non-owner insurance policy. Being financially responsible is especially important if you’ve experienced a license suspension. Therefore, the insurance company monitors your policy to make sure it stays current while the state requires you to have it.
SR22 insurance Virginia is a high-risk insurance certificate you must file for license reinstatement. You’ll choose a licensed provider like UltraCar Insurance to file your certificate with the Virginia Department of Motor Vehicles (DMV). If you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. The form is an endorsement to a non-owner’s insurance policy when you don’t own a car.
Non Owner SR22 Insurance Virginia
You likely have a driver’s license even if you don’t own a vehicle. If the state suspends your license, a high-risk auto insurance provider must file a certificate of non-owner SR22 insurance in Virginia with the DMV. An SR22 filing guarantees future financial responsibility if you’re at fault in a motor vehicle accident. Rather than insuring a vehicle, non-owner SR22 insurance insures you against possible claims if you occasionally drive a borrowed vehicle.
If you don’t own a vehicle and want to reinstate your driver’s license, you must purchase a non owner SR22 insurance Virginia certificate.
Virginia FR44 Insurance
If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate and keeping your insurance policy current, while the state requires it, allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also be attached to a motorcycle insurance policy.
Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia.
