Drivers of all ages applying for Missouri DUI insurance (SR22) often have a common misconception. For instance, they believe they’re still in complete control after having one glass of wine.
Missouri Archives
This is the Missouri Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Missouri DUI Insurance
Missouri DUI insurance (SR22) is high-risk insurance the state requires you to carry after a DUI/DWI conviction. As a condition for license reinstatement, you’ll buy SR22 insurance after a mandatory 90-day license suspension and completion of any other state requirements. The SR22 certificate is a guarantee of financial responsibility. If you let your policy lapse while the state requires you to have this insurance, you’ll lose your license again.
Driving without insurance in Missouri
Being caught driving without insurance in Missouri affects your driving record and your finances. To reinstate your license after a no-insurance suspension, you’ll need to file an SR22 certificate with the Missouri DOR. After license reinstatement, you’ll need to carry SR22 high-risk insurance for three years. If you’re a vehicle owner, the certificate will be an endorsement to your auto insurance policy. The SR22 will be a rider to a non-owner insurance policy if you don’t own a car.
Driving without insurance in Missouri is against the law, as it is in all 50 states. If you get pulled over and can’t provide proof of insurance, the state will suspend your driver’s license.
Missouri Non Owner SR22 Insurance
Your license has been suspended and you want to reinstate it. You have to buy SR22 insurance, but don’t own a car. In this case, you need to buy Missouri non owner SR22 insurance. Carrying non owner insurance with SR22 endorsement allows you to drive while your license is suspended.
If you want to reinstate your Missouri driver’s license and don’t own a vehicle, you’ll need to buy Missouri non owner SR22 insurance. Rather than insuring an owned vehicle, non owner insurance insures you when you drive a borrowed vehicle.
SR22 Insurance Missouri
When you want to have your driver’s license reinstated, there are two types of SR22 insurance Missouri to consider. If you’re a vehicle owner, you’ll buy an SR22 owner certificate, which is endorsed to your auto insurance policy. If you don’t own a vehicle, you’ll need a non-owner SR22 certificate, which is tied to a non owner insurance policy.
Missouri drivers with a suspended license will need to buy SR22 insurance Missouri to have their driver’s license reinstated. SR22 is a financial responsibility form (certificate), that in most people’s case is attached to an auto insurance policy.
