Are you looking for affordable Indiana SR22 insurance? Our guide gives you the information you need to get low-cost, reliable SR22 coverage in Indiana. Whether you need to reinstate your driver’s license or
Indiana Archives
This is the Indiana Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Affordable Indiana SR22 Insurance: A Guide
Feeling overwhelmed trying to find affordable Indiana SR22 insurance to reinstate your driver’s license? This guide provides the information that car owners and non-owners need to make an informed decision about their high-risk car insurance policy and rate.
DUI Insurance in Indiana
When you have an Indiana OWI conviction, reinstating your license requires you to carry DUI insurance in Indiana. Vehicle owners and non-owners can get an SR22 attachment to their auto or non-owner insurance policy. Your insurance rate will increase an average of 40% over standard auto insurance rates. Most people need to carry SR22 DUI insurance for three years. Persons designated as habitual traffic violators (HTV) lose their driving privileges for five to ten years.
Indiana uses the term OWI (operating while intoxicated) instead of DUI (driving under the influence). After a license suspension for an OWI conviction, the state requires
Non Owner Car Insurance in Indiana
When you get a suspended driver’s license and don’t own a vehicle, you’ll need to get non owner car insurance in Indiana. A high-risk insurance provider attaches an SR22 and SR50 insurance certificate to your non-owner policy. When the Indiana BMV processes these documents, it will reinstate your driving privileges.
If you commit certain motor vehicle offenses, the state of Indiana may suspend or revoke your license. When you don’t own a vehicle, you’ll need to buy non owner car insurance in Indiana to reinstate your driving privileges after a license suspension. Your insurance provider will issue a non-owner insurance policy with both an SR50 and an SR22 endorsement.
Indiana SR50 Insurance
To reinstate your license after a suspension, you’ll file Indiana SR22 and Indiana SR50 insurance certificates with the Indiana BMV. A high-risk insurance provider attaches these documents to your auto insurance policy if you have a vehicle or to a non-owner insurance policy if you don’t. You’ll have to maintain SR50/SR22 insurance for about three years without any coverage lapse.
The Indiana BMV usually requires you to file an Indiana SR50 insurance certificate and an SR22 certificate for license reinstatement. UltraCar Insurance always files both certificates for you at no additional cost so that you can reinstate your license immediately.
