Arkansas DUI Laws & SR22 Insurance

Arkansas DUI Laws & SR22 Insurance

Arkansas DUI laws assign strict penalties for drunk driving and being impaired by alcohol or drugs. You may think a drink or two won’t affect your driving, but that may not be true. Miscalculating your driving ability can lead to personal and financial repercussions. You may lose your license, which involves paying reinstatement fees, carrying Arkansas SR22 insurance and other costs.

It can be much easier than you think to violate Arkansas DUI laws if you overestimate your ability to drive after drinking alcohol. The costs of a drunk driving conviction financially and personally high. In addition to the financial expenses, an Arkansas DUI/DWI conviction remains on your driving record for five years.

SR22 Insurance Arkansas

SR22 Insurance Arkansas

SR22 insurance Arkansas is a financial responsibility form you must obtain to reinstate your driver’s license. There are a number of reasons that people need to carry SR22 insurance. Some of them are a result of motor vehicle violations, and some are a requirement of the court. You can get an SR22 certificate whether you own a vehicle or not.

Has your Arkansas driver’s license been suspended? SR22 insurance Arkansas is a certificate of financial responsibility that must be filed with the state as a condition for license reinstatement. It is against the law in Arkansas to operate a motor vehicle or to let another person drive your vehicle without mandatory insurance coverage. If you’re stopped by an officer or involved in an accident and can’t provide proof of insurance, your driver’s license can be suspended.

Non Owner SR22 Insurance Arkansas

Non Owner SR22 Insurance Arkansas

What if you don’t own a car, truck or motorcycle and need SR22 insurance? Non owner SR22 insurance Arkansas is a financial responsibility certificate you’ll file to reinstate your license. It insures only one person with liability-only coverage when driving a non-owned vehicle. If you’re at fault in an accident, it will pay claims made by the other party, after the vehicle owner’s insurance has reached its coverage limits.

Non owner SR22 insurance Arkansas is for drivers who don’t own a vehicle, and need SR22 insurance for license reinstatement. Non owner SR22 insurance is not offered by all insurance providers. You’ll find that it’s a bit more expensive, because it’s classified as high risk insurance. However, this doesn’t mean you can’t find competitive rates. In fact, UltraCar Insurance offers some of the lowest Arkansas SR22 insurance rates available.