Non owner SR22 insurance Arkansas is designed for drivers who do not own a vehicle, and need SR22 insurance to have their license reinstated. Non owner SR22 insurance is not offered by all insurance providers. You will find that it is a bit more expensive, because it is classified as high risk insurance. However, this does not mean that you can’t find competitive rates. In fact, UltraCar Insurance offers some of the best Arkansas non owner SR22 insurance rates in the industry.
When you purchase a non owner SR22 insurance Arkansas policy, your insurance provider files the SR22 certificate with the Arkansas Department of Motor Vehicles. It is vital to maintain this insurance at all times during the time period set by the state of Arkansas. If your SR22 policy lapses, expires or is canceled, your insurance provider will immediately notify the Arkansas DMV through an SR26 filing, which will result in a repeat suspension of your driving privileges.
When you do not own a vehicle, you will need to purchase non owner SR22 insurance Arkansas for license reinstatement, and to insure you when you drive another person’s vehicle. Non owner SR22 insurance is a liability-only policy that provides secondary insurance coverage for accidents in which you are at fault. Secondary coverage means that claims resulting from an accident are paid by the non owner SR22 insurance policy after the vehicle owner’s primary insurance coverage has reached its coverage limits. As a non owner SR22 insurance Arkansas policyholder, it is important to confirm that any vehicle you drive is properly insured by the owner. Secondary non owner SR22 insurance will not pay claims if you are at fault in an accident if the vehicle is not insured by its owner.
Non owner SR22 insurance Arkansas will NOT cover:
- Vehicles in the individual’s household
- Commercial vehicles
- Rental vehicles
Non owner SR22 insurance Arkansas must be carried for 3-5 years, depending on the circumstances. Drivers who are required to carry non owner SR22 insurance must keep their insurance policy up to date at all times. Failure to do so will result in additional license reinstatement fees and/or fines.
Contact UItraCar Insurance for non owner SR22 insurance quotes when you need non owner SR22 insurance Arkansas. We always maximize your savings by comparing the rates of top insurance companies. Submit our secure online form, or give us a call today!