Do you have severe or multiple traffic violations on your driving record? Have insurance companies turned you down due to being a “high-risk” driver? If so, carrying Arkansas
Arkansas Archives
This is the Arkansas Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Arkansas High-Risk Auto Insurance: Protecting Yourself on the Road
You must get Arkansas high-risk auto insurance to reinstate your suspended driver’s license. A high-risk insurance specialist will endorse an SR-22 certificate to your auto insurance policy and submit that form to Arkansas DFA Driver Services. The SR-22 filing completes the steps you’ll take for license reinstatement.
Arkansas DUI Laws & SR22 Insurance
Arkansas DUI laws assign strict penalties for drunk driving and being impaired by alcohol or drugs. You may think a drink or two won’t affect your driving, but that may not be true. Miscalculating your driving ability can lead to personal and financial repercussions. You may lose your license, which involves paying reinstatement fees, carrying Arkansas SR22 insurance and other costs.
It can be much easier than you think to violate Arkansas DUI laws if you overestimate your ability to drive after drinking alcohol. The costs of a drunk driving conviction financially and personally high. In addition to the financial expenses, an Arkansas DUI/DWI conviction remains on your driving record for five years.
SR22 Insurance Arkansas
SR22 insurance Arkansas is a financial responsibility form you must obtain to reinstate your driver’s license. There are a number of reasons that people need to carry SR22 insurance. Some of them are a result of motor vehicle violations, and some are a requirement of the court. You can get an SR22 certificate whether you own a vehicle or not.
Do you have an Arkansas driver’s license suspension? SR22 insurance Arkansas is a certificate of financial responsibility you must file as a condition for license reinstatement. It is against the law in Arkansas to operate a motor vehicle or to let another person drive your vehicle without mandatory insurance coverage. If an officer stops you or you cause an accident and you can’t show proof of insurance, the state can suspend your driving privileges.
Non Owner SR22 Insurance Arkansas
What if you don’t own a car, truck or motorcycle and need SR22 insurance? Non owner SR22 insurance Arkansas is a financial responsibility certificate you’ll file to reinstate your license. It insures only one person with liability-only coverage when driving a non-owned vehicle. If you’re at fault in an accident, it will pay claims made by the other party, after the vehicle owner’s insurance has reached its coverage limits.
Non owner SR22 insurance Arkansas is for drivers who don’t own a vehicle, and need SR22 insurance for license reinstatement. Non owner SR22 insurance is not offered by all insurance providers. You’ll find that it’s a bit more expensive, because it’s classified as high risk insurance. However, this doesn’t mean you can’t find competitive rates. In fact, UltraCar Insurance offers some of the lowest Arkansas SR22 insurance rates available.
