Virginia License Reinstatement Archives

This is the Virginia License Reinstatement Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

If caught driving drunk in Florida or Virginia, you'll need FR-44 insurance.

Understanding FR-44 Insurance

After a DUI conviction in Florida or Virginia, you must attach an FR-44 certificate to your auto policy and file it with the DMV. Even if you don’t own a car, you must file an FR-44 certificate, which is endorsed to a non-owner insurance policy. Understanding FR-44 insurance beforehand will make your license reinstatement process less stressful. You can learn about some of the basics of this high-risk auto insurance in this article.

Is there a secret to understanding FR-44 insurance? It can be pretty straightforward or quite complex, depending on your circumstances. We’ll demystify this high-risk auto insurance by presenting the basics of FR-44 insurance, how it’s different from standard car insurance,

Too many accidents? Reinstate your license with Virginia SR22 insurance.

Virginia SR22 Insurance

Virginia SR22 is a guarantee of future insurance coverage. The SR22 certificate guarantees you’ll carry liability insurance to cover claims if you’re at fault in an accident. When you have SR22 insurance, you must keep the policy current, or the state will immediately suspend your driving privileges.

Virginia has two types of high-risk insurance certificates: SR22 and FR44. If your license suspension is for a violation unrelated to alcohol or drugs, you’ll file a Virginia SR22 certificate for reinstatement.

For Virginia license reinstatement after a DUI, you'll need FR44 insurance.

What is FR44 Virginia?

FR44 Virginia is a certificate of financial responsibility. After a DUI or DWI conviction, you can reinstate your license when you file this document with the DMV. The high-risk FR-44 and SR-22 insurance certificates in VA are attached to an auto insurance policy if you own a vehicle or a non-owner insurance policy if you don’t. To avoid another license suspension, you must stay current with your Virginia FR44 insurance payments.

Drivers who commit an alcohol-related motor vehicle offense must buy FR44 Virginia insurance to reinstate their license.

Virginia Non Owners Insurance

Virginia Non Owners Insurance

Virginia non owners insurance is a high-risk auto policy for drivers with a suspended license who don’t own a vehicle. You must buy a non-owner insurance policy with an SR22 attachment to reinstate your driver’s license. An SR22 policy provides liability coverage if you cause an accident when driving a borrowed vehicle.

A motor vehicle violation or legal judgment in Virginia can result in driver’s license suspension. When you don’t own a vehicle, you’ll need Virginia non owners insurance with an SR22 or FR44 filing to reinstate your driving privileges.

DUI in Virginia

DUI in Virginia

If you have a suspended license after a conviction for DUI in Virginia, you can regain your driving privileges by filing an FR44 certificate with the DMV. After you’ve satisfied all license reinstatement requirements, FR44 insurance will allow you to drive legally with a restricted license.

Driving a vehicle under the influence of alcohol or drugs is against the law in all 50 states. DUI in Virginia penalties occur if you’re 21 years or older with a blood alcohol content of 0.08% or higher. The blood alcohol limit for drivers under the age of 21 is 0.02%.

Non Owner FR44 Virginia

Non Owner FR44 Virginia

Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when you have a suspended license after a DUI or DWI conviction. It’s called non-owner FR44 insurance because it’s for individuals who do not own a vehicle. Instead of covering a vehicle, non-owner insurance covers the individual when driving a non-owned car, truck, or motorcycle.

You likely have a driver’s license even if you don’t own a vehicle. Most people require a driver’s license for identification, voting, airline travel, and driving a borrowed vehicle. Suppose you get a DUI or DWI charge and license suspension while driving a friend’s car. If you don’t own a car, you must file a non owner FR44 Virginia certificate for license reinstatement.

SR22 Insurance Virginia

SR22 Insurance Virginia

After a license suspension, you must buy an SR22 insurance certificate in Virginia to regain your driving privileges. In Virginia, the SR-22 certificate is for traffic violations not related to alcohol or drugs. The certificate is a rider attached to your auto or non-owner insurance policy. Being financially responsible is especially important if you’ve experienced a license suspension. Therefore, the insurance company monitors your policy to make sure it stays current while the state requires you to have it.

SR22 insurance Virginia is a high-risk insurance certificate you must file for license reinstatement. You’ll choose a licensed provider like UltraCar Insurance to file your certificate with the Virginia Department of Motor Vehicles (DMV). If you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. The form is an endorsement to a non-owner’s insurance policy when you don’t own a car.

Non Owner SR22 Insurance Virginia

Non Owner SR22 Insurance Virginia

You likely have a driver’s license even if you don’t own a vehicle. If the state suspends your license, a high-risk auto insurance provider must file a certificate of non-owner SR22 insurance in Virginia with the DMV. An SR22 filing guarantees future financial responsibility if you’re at fault in a motor vehicle accident. Rather than insuring a vehicle, non-owner SR22 insurance insures you against possible claims if you occasionally drive a borrowed vehicle.

If you don’t own a vehicle and want to reinstate your driver’s license, you must purchase a non owner SR22 insurance Virginia certificate.

Virginia FR44 Insurance

Virginia FR44 Insurance

If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate and keeping your insurance policy current, while the state requires it, allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also be attached to a motorcycle insurance policy.

Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia.