Texas SR22 Insurance Archives

This is the Texas SR22 Insurance Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Texas DWI Laws

Texas DWI Laws

Texas DWI laws cover all aspects of the offenses of, and penalties for driving under the influence or driving while intoxicated. DUI/DWI offenses are the most serious of motor vehicle violations, and the penalties are severe. Many factors can affect how a person is affected by alcohol and legal or illegal drugs. It’s best not to ever take a chance driving when the possibility of impairment exists.

Individuals who experience the consequences of driving while intoxicated discover that Texas DWI laws call for strict penalties. People are hurt or killed in car accidents every day by drunk drivers who believe they are still able to get behind the wheel without any problems occurring. We strongly encourage all Texas drivers to think ahead and make arrangements for a designated driver when needed, to avoid unnecessary tragedies.

Texas DUI Insurance

Texas DUI Insurance

Texas DUI insurance is an SR22 certificate endorsed to an auto insurance or a non-owner insurance policy. DUI insurance is required to reinstate your license after an alcohol or drug related motor vehicle violation. The certificate guarantees that you will carry the required minimum liability insurance at all times. Texas SR22 insurance is available to vehicle owners and to people who don’t own a vehicle.

If Texas suspends your license for driving under the influence, you’ll have to purchase Texas DUI insurance to reinstate it. Texas has stiff penalties for alcohol-related motor vehicle offenses. Consequences include jail time, fines and driver’s license suspension. If an officer pulls you over for suspected DUI, and your blood alcohol content (BAC) level of 0.08% or higher, the state will charge you with drunk driving. For commercial drivers and drivers under the age of 21, the blood alcohol content for a DUI charge is 0.04% or greater.

SR22 Insurance Texas

SR22 Insurance Texas

SR22 insurance Texas is a certificate of financial responsibility. If your license has been suspended, you are considered a high risk driver. To continue driving, the state will require you to be financially responsible by maintaining insurance coverage. Therefore, your SR22 policy is monitored to guarantee that you carry continuous liability coverage. If you let your SR22 policy lapse, your license will be revoked.

SR22 insurance Texas is a financial responsibility form. If you own a vehicle, the SR22 certificate is added as a rider to your primary insurance policy. As a condition of Texas license reinstatement, you must first purchase an SR22 certificate from an insurance provider licensed in Texas. Your provider files it with the Texas Department of Public Safety (DPS).