Texas DUI Insurance

Texas DUI Insurance

Texas DUI insurance is an SR22 certificate endorsed to an auto insurance or a non-owner insurance policy. DUI insurance is required to reinstate your license after an alcohol or drug related motor vehicle violation. The certificate guarantees that you will carry the required minimum liability insurance at all times. Texas SR22 insurance is available to vehicle owners and to people who don’t own a vehicle.

If your license is suspended after an alcohol-related motor vehicle offense, you’ll have to purchase Texas DUI insurance for license reinstatement. Texas has stiff penalties for driving under the influence. Consequences include jail time, fines and driver’s license suspension. If you’re pulled over and tested with a blood alcohol content (BAC) level of 0.08% or higher, you will be charged with drunk driving. For commercial drivers and drivers under the age of 21, the blood alcohol content for a DUI charge is 0.04% or greater. 

SR22 Insurance Texas

SR22 Insurance Texas

SR22 insurance Texas is a certificate of financial responsibility. If your license has been suspended, you are considered a high risk driver. To continue driving, the state will require you to be financially responsible by maintaining insurance coverage. Therefore, your SR22 policy is monitored to guarantee that you carry continuous liability coverage. If you let your SR22 policy lapse, your license will be revoked.

SR22 insurance Texas is a financial responsibility form. If you own a vehicle, the SR22 certificate is added as a rider to your primary insurance policy. As a condition of Texas license reinstatement, you must first purchase an SR22 certificate from an insurance provider licensed in Texas. Your provider files it with the Texas Department of Public Safety (DPS).