Texas DUI Insurance

Texas DUI Insurance

Texas DUI insurance is an SR22 certificate endorsed to an auto insurance or a non-owner insurance policy. DUI insurance is required to reinstate your license after an alcohol or drug related motor vehicle violation. The certificate guarantees that you will carry the required minimum liability insurance at all times. Texas SR22 insurance is available to vehicle owners and to people who don’t own a vehicle.

If your license is suspended after an alcohol-related motor vehicle offense, you’ll have to purchase Texas DUI insurance for license reinstatement. Texas has stiff penalties for driving under the influence. Consequences include jail time, fines and driver’s license suspension. If you’re pulled over and tested with a blood alcohol content (BAC) level of 0.08% or higher, you will be charged with drunk driving. For commercial drivers and drivers under the age of 21, the blood alcohol content for a DUI charge is 0.04% or greater. 

Texas Non Owner SR22 Insurance

Texas Non Owner SR22 Insurance

You may think you need to own a car to get SR22 insurance, but that’s not the case. To reinstate your suspended driver’s license without a car, you need Texas non owner SR22 insurance. Filing a non owner certificate with the state starts the process of license reinstatement. You will then be able to drive a non-owned vehicle on an occasional basis.

Texas non owner SR22 insurance is high risk insurance that’s required for license reinstatement if you don’t own a vehicle. It is also referred to as a certificate of financial responsibility. The SR22 certificate is endorsed to a non-owner insurance policy. SR22 non owner insurance is liability-only insurance coverage, written to cover only yourself, and covers you when driving any no- owned vehicle on an occasional basis.