On July 1, 2019, Tennessee enacted a hands-free driving law (§ 55-8-199) to address the growing concern of distracted driving, a leading cause of traffic accidents in Tennessee and nationwide.
Tennessee SR22 Insurance Archives
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Tennessee Hands-Free Driving Law: What To Know
Distracted driving-related accidents have become a significant concern across the country. To reduce the dangers of texting and other cell phone functions while driving, Tennessee passed a hands-free driving law in 2019. This law prohibits drivers from using handheld devices while operating a vehicle and provides penalties for violations. This article outlines the distracted driving law, what it entails, and how to comply.
License Reinstatement Tennessee
To obtain license reinstatement in Tennessee, you’ll file an SR22 financial responsibility form. The SR22 is an attachment to an auto or non-owner insurance policy. Vehicle owners file an owner/owner-operator form, and people who don’t own a car file a non-owner certificate. The state requires you to keep the SR22 policy active for a specific time – usually three years.
When you have a suspended driver’s license, you can apply for license reinstatement in Tennessee by contacting the Tennessee Driver Services division. They’ll tell you what requirements you need to complete, which vary from person to person.
Tennessee DUI Laws
The penalties for violating Tennessee DUI laws are quite strict, reflecting the seriousness of driving under the influence of alcohol or drugs. Impaired driving can result in serious injury and death to yourself, your passengers and to other drivers. There are administrative and criminal penalties that can be levied for DUI violations.
If you get behind the wheel while under the influence of alcohol or drugs, not only do you put yourself at risk, you also put other innocent lives in danger. Tennessee DUI laws assign severe penalties for driving under the influence of alcohol or drugs. If you are convicted of a DUI or DWI offense in the state of Tennessee your driver’s license will be suspended, and you will face heavy fines and possibly criminal charges if your actions caused injury to others.
SR22 Insurance Tennessee
To get a restricted license after a license suspension, a certificate called SR22 insurance Tennessee must be filed with the state. People who have committed certain motor vehicle violations are considered at higher risk for repeat offenses. Therefore, it’s more important for these drivers to be financially responsible for injury to other people, or property damage resulting from their actions behind the wheel. The SR22 is monitored to guarantee that they are insured at all times.
SR22 insurance Tennessee is high risk insurance you must purchase after license suspension in order to get a restricted license. It is not an insurance policy itself, but is a certificate attached as a rider to your auto insurance policy. The certificate is filed with the Tennessee Department of Motor Vehicles (DMV) by your insurance provider. An SR22 filing is a guarantee that you will carry the state’s minimum liability insurance requirement for a certain time period in the future.
