License Reinstatement Tennessee

To obtain license reinstatement in Tennessee, you’ll file an SR22 financial responsibility form. The SR22 is an attachment to an auto or non-owner insurance policy. Vehicle owners file an owner/owner-operator form, and people who don’t own a car file a non-owner certificate. The state requires you to keep the SR22 policy active for a specific time – usually three years.

When you have a suspended driver’s license, you can apply for license reinstatement in Tennessee by contacting the Tennessee Driver Services division. They’ll tell you what requirements you need to complete, which vary from person to person.

How do I get license reinstatement in Tennessee?

You can contact Tennessee Driver Services online, in person at a Reinstatement Center, or by mail:

Tennessee Department of Safety and Homeland Security
Financial Responsibility
PO BOX 945
Nashville, TN 37202

Depending on your case and eligibility requirements, there may be a waiting period to become eligible for a restricted license. Tennessee’s Financial Responsibility Law requires you to file an SR22 certificate as a condition for license reinstatement in Tennessee.

Two types of SR22 insurance

If you own a vehicle, you’ll submit an SR22 owner-operator certificate. Your insurance provider endorses the SR22 form to your auto insurance policy. The minimum liability coverage requirements in Tennessee are 25/50/15. You can get liability-only or full coverage.

If you don’t own a vehicle, you’ll file a Tennessee non-owner SR22 insurance certificate. Your insurance agent endorses this form to a non-owner insurance policy, which insures you when you drive a borrowed car. There are some restrictions and limitations of non owner insurance coverage.

You’ll find more information related to license reinstatement in Tennessee on these pages of our website:

UltraCar Insurance will find the best SR22 solution for you. We work with top insurance companies to get you the lowest rate possible. Each of our agents is a Tennessee-licensed SR22 insurance provider. We have the answers you need concerning license reinstatement in Tennessee. Start an online quote now, or call us for a no-obligation consultation and an SR22 insurance quote.

This article was last updated on August 20th, 2020 by UltraCar Insurance

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