Driving without insurance in Missouri is against the law, as it is in all 50 states. If you get pulled over and can’t provide proof of insurance, the state will suspend your driver’s license.
Driving without insurance in Missouri
Being caught driving without insurance in Missouri affects your driving record and your finances. To reinstate your license after a no-insurance suspension, you’ll need to file an SR22 certificate with the Missouri DOR. After license reinstatement, you’ll need to carry SR22 high-risk insurance for three years. If you’re a vehicle owner, the certificate will be an endorsement to your auto insurance policy. The SR22 will be a rider to a non-owner insurance policy if you don’t own a car.
Missouri Non Owner SR22 Insurance
Your license has been suspended and you want to reinstate it. You have to buy SR22 insurance, but don’t own a car. In this case, you need to buy Missouri non owner SR22 insurance. Carrying non owner insurance with SR22 endorsement allows you to drive while your license is suspended.
If you want to reinstate your Missouri driver’s license and don’t own a vehicle, you’ll need to buy Missouri non owner SR22 insurance. Rather than insuring an owned vehicle, non owner insurance insures you when you drive a borrowed vehicle.
