Minnesota DMV Archives

This is the Minnesota DMV Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Minnesota Non Owners Insurance

Minnesota Non Owners Insurance

Minnesota non owners insurance is high-risk insurance for people who want to reinstate their suspended driver’s license. If you don’t own a car or other vehicle, you’ll file a non-owner SR22 certificate. The certificate is an endorsement to a non-owner insurance policy that insures you when you drive a non-owned vehicle. This type of insurance is secondary insurance, meaning it pays claims only after the vehicle owner’s insurance has paid claims.

Filing a Minnesota non owners insurance certificate allows you to reinstate your suspended license when you don’t own a vehicle. Depending on the offense, you may have a waiting period before the state grants license reinstatement. In the case of DUI offenses, there is usually a 30-day to 180-day waiting period for reinstatement after you pay all fines and fees.

SR22 Insurance Minnesota

SR22 Insurance Minnesota

SR22 insurance in Minnesota is a high-risk insurance certificate. It is a guarantee of future insurance coverage. You must carry SR22 insurance to reinstate your license after suspension. To avoid the state suspending your driving privileges again, you must carry this insurance for a specific time without any coverage lapse.

Minnesota requires all drivers to carry minimum liability insurance coverage to operate a motor vehicle. If you drive without insurance, the state will suspend your license. To reinstate it, you must buy SR22 insurance Minnesota. In addition to uninsured driving, the state may require SR22 insurance for the following offenses or circumstances: