Filing a Minnesota non owners insurance certificate allows you to reinstate your suspended license when you don’t own a vehicle. Depending on the offense, there may be a waiting period before license reinstatement is granted. In the case of DUI offenses, there is usually a 30-day to 180-day waiting period after all fines and fees have been paid for reinstatement to take effect.
Minnesota Non Owners Insurance
Minnesota non owners insurance is high risk insurance for people who want to reinstate their suspended driver’s license. A non owner SR22 certificate is filed if you don’t own a car or other vehicle. The certificate is endorsed to a non owner insurance policy that insures you when you drive a non-owned vehicle. This type of insurance is secondary insurance, which means that it pays claims only after the vehicle owner’s insurance has paid claims.
SR22 Insurance Minnesota
SR22 insurance Minnesota is a high risk insurance certificate. It is considered a guarantee of future insurance coverage. SR22 insurance is required to reinstate your license after suspension. To avoid your driving privileges being suspended again, you must carry this insurance for a specific period of time without any lapse of coverage.
Minnesota requires all drivers to carry minimum liability insurance coverage to operate a motor vehicle. If you drive without insurance your license can be suspended. To reinstate it, you’ll be required to buy SR22 insurance Minnesota. In addition to uninsured driving, SR22 insurance can be required for the following offenses or circumstances:
