There are certain situations when you may need to get SR22 out-of-state insurance. Most states have an SR22 insurance program, which allows people to reinstate their suspended driver’s license.
What is SR22 out-of-state insurance?
SR22 out-of-state insurance is a means for someone to complete an SR22 requirement in one state if they move to another state. You can also use out-of-state insurance to file an SR22 certificate in a state other than where you reside. SR22 out-of-state insurance is also called a cross-state or secondary SR22 filing.
How to get an out of state SR22 filing
You can get an out of state SR22 filing whether you own a vehicle or not. Can you cancel your SR22 policy if you move to another state? No – you should not cancel or stop making payments on your policy before completing your SR22 requirement. If you do, the state will suspend your license. With a suspended license, the state you move to will not issue you a driver’s license there.
If you have an active SR22 and move to another state, you’ll need to get an out of state SR22 filing to be able to drive in your new state. Some states don’t have an SR22 program, but
When you have SR22 and move to another state
If you have an active SR22 and move to another state, can you drop your SR22 insurance? The answer is no. If you stop making payments on your SR22 earlier than required, the state will suspend your license. You’ll then have a problem obtaining a driver’s license or car insurance in your new state. You have to continue paying your SR22 insurance premiums for the duration of your requirement. And there is a process to make sure you stay in compliance.
When you have an SR22 and move to another state, you might think, great – I finally won’t have that additional expense! However, it doesn’t work that way. If your SR22 requirement has not yet expired when you move,
