Colorado SR22 Insurance Archives

This is the Colorado SR22 Insurance Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

SR22 Colorado from UltraCar

SR22 Colorado

SR22 Colorado is a certificate of financial responsibility form the state requires for license reinstatement. An insurance provider attaches this form to an insurance policy. To ensure your policy stays current, the issuing insurance company monitors it during the time the state requires you to carry it. When you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. If you don’t own a car, the form is a rider to a non-owner insurance policy.

Certain traffic offenses and violations of Colorado DUI laws can result in suspension of your driver’s license. To reinstate your license, you’ll have to file an SR22 Colorado certificate with the DOR. You probably have many questions come to mind after a driver’s license suspension.

Colorado Implied Consent Law, DUI & SR22 Insurance

Colorado Implied Consent Law

The Colorado Implied Consent Law requires you to submit to a chemical test for alcohol or drugs if an officer suspects you of DUI/DWI. It means that as a licensed driver, you give your implied or express consent for an officer to test you. You can refuse to test, but not complying will result in the suspension of your license.

The Colorado Implied Consent Law (Colorado Express Consent Law) applies to driving while intoxicated (DWI) or driving under the influence (DUI). Suppose an officer asks you to take a breath test and you refuse?

Colorado Auto Insurance Laws

Colorado Auto Insurance Laws

There are many ways to make sure that you comply with the provisions of Colorado auto insurance laws. Being properly insured is one of the most important and obvious to comply with. Other ways include knowing what to do in case of an accident and learning how to be a more defensive driver. Being more aware of auto insurance laws can save you money as well as potential problems as a driver.

Colorado auto insurance laws require any driver who operates a motor vehicle in the state to have minimum liability insurance coverage set by the state. The minimum Colorado auto insurance coverage required by the state is:

Colorado DUI Laws

Colorado DUI Laws

Because of the high potential for injury and death resulting from drinking and driving, Colorado DUI laws call for strong penalties for violations. DUI laws outline specifics of driving under the influence of alcohol and illegal or prescription drugs, and the penalties for first and subsequent violations. Many people may feel that they’re capable of driving safely after a drink or two, but it is never completely safe to drive after drinking, smoking marijuana or taking prescription drugs.

As in all states, Colorado DUI laws prohibit driving under the influence of alcohol or drugs and outline the consequences. DUI and DWI have the same meaning and effect in many states. But in Colorado, there is a difference between DUI and DWAI. DUI is driving under the influence of alcohol or drugs. DWAI stands for driving while ability impaired.

SR22 Insurance Colorado

SR22 Insurance Colorado

To continue being able to drive after a license suspension, you’ll need to buy a certificate called SR22 insurance Colorado. You can get SR22 insurance if you own a vehicle or not. SR22 is for high risk drivers. It guarantees the state that you will be covered by liability insurance during your suspension period.

Once you’re eligible for license reinstatement you’ll need SR22 insurance Colorado, which is a high-risk certificate of financial responsibility. You put your driving privileges at risk when you drive without minimum liability insurance coverage. Other reasons for driver’s license suspension can include: