SR22 Colorado

SR22 Colorado is a certificate of financial responsibility form the state requires for license reinstatement. An insurance provider attaches this form to an insurance policy. To ensure your policy stays current, the issuing insurance company monitors it during the time the state requires you to carry it. When you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. If you don’t own a car, the form is a rider to a non-owner insurance policy.

Certain traffic offenses and violations of Colorado DUI laws can result in suspension of your driver’s license. To reinstate your license, you’ll have to file an SR22 Colorado certificate with the DOR. You probably have many questions come to mind after a driver’s license suspension.

Colorado Auto Insurance Laws

Colorado Auto Insurance Laws

There are many ways to make sure that you comply with the provisions of Colorado auto insurance laws. Being properly insured is one of the most important and obvious to comply with. Other ways include knowing what to do in case of an accident and learning how to be a more defensive driver. Being more aware of auto insurance laws can save you money as well as potential problems as a driver.

Colorado auto insurance laws require any driver who operates a motor vehicle in the state to have minimum liability insurance coverage set by the state. The minimum Colorado auto insurance coverage required by the state is:

  • $25, 000 bodily injury for one person injured in one accident
  • $50,000 bodily injury for two or more persons injured in one accident
  • $15,000 property damage incurred in one accident
SR22 Insurance Colorado

SR22 Insurance Colorado

To continue being able to drive after a license suspension, you’ll need to buy a certificate called SR22 insurance Colorado. You can get SR22 insurance if you own a vehicle or not. SR22 is for high risk drivers. It guarantees the state that you will be covered by liability insurance during your suspension period.

Once your eligible for license reinstatement you’ll need SR22 insurance Colorado, which is a certificate of financial responsibility. You risk license suspension when you operate a vehicle without minimum liability insurance coverage. Other reasons for driver’s license suspension can include: