There are a number of motor vehicle violations and other situations that can result in suspension of your driver’s license. If you own a car, you’ll file an SR22 insurance Wyoming certificate for license reinstatement. If you don’t own a vehicle, a non-owner SR22 filing is necessary.
Reasons for driver’s license suspensions
- Driving an uninsured vehicle
- DUI or DWI offenses
- Drug offenses
- Refusal to consent to a DUI test
- Uninsured accidents
- Legal judgments
- Child support or neglect cases
When these or other applicable situations apply to you, the state classifies you as a high risk driver. SR22 insurance Wyoming is a high risk insurance certificate you file with the Wyoming Department of Transportation (DOT).
SR22 insurance Wyoming is a financial responsibility document. It’s an endorsement to your auto insurance policy. Filing this document allows you to legally drive, as long as you keep your insurance policy current. Wyoming usually requires drivers to maintain SR22 insurance for three to five years. SR22 insurance is a guarantee of future insurance coverage. Therefore, the insurance company that underwrites your policy will monitor it to ensure you don’t let the coverage lapse. If you fail to pay your premiums, the insurance company files an SR26 form with the Wyoming DOT, resulting in another suspension of your license.
Non Owner SR22 insurance Wyoming
If your driver’s license is suspended and you don’t own a vehicle, you’ll need non owner SR22 insurance Wyoming with an SR22 endorsement. Non owner insurance works differently than owner insurance. When you don’t own a vehicle, a non owner SR22 policy insures you when driving a borrowed vehicle. Non owner insurance coverage is secondary coverage that pays claims if the vehicle owner’s insurance exceeds its coverage limits.
You’ll find more details about Wyoming license suspension and reinstatement procedures on the Wyoming DOT website.
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