Drivers in any state may experience suspension of their license for a number of reasons. Nevada drivers who have had their license suspended must obtain SR22 insurance Nevada as a condition for license reinstatement. Carrying Nevada SR22 insurance is a guarantee to the state that a driver will carry the required minimum liability insurance coverage without interruption for a set time period.
SR22 insurance Nevada is high risk insurance that must be purchased in order for a driver to have their license reinstated. SR22 insurance is not an actual policy – it is a certificate of financial responsibility that’s attached to an auto insurance policy as a rider. The SR22 filing is submitted by an insurance provider to the Nevada Department of Motor Vehicles, so the driver is eligible for reinstatement of their license. Thereafter, for a time period specified by the state the SR22 certificate is monitored closely by the insurance provider to ensure it is kept in force at all times. Nevada drivers are required to carry SR22 insurance Nevada for three years in most cases. If the policy lapses, expires or is canceled, the insurance provider will notify the Nevada DMV by submitting an SR26 filing, resulting in driving privileges being suspended again.
Nevada requires high risk drivers to carry SR22 insurance. Offenses or situations that lead to license suspension and the requirement to carry SR22 insurance Nevada include:
- Legal judgments
- Unpaid child support
- DUI or DWI offenses
- Refusal to consent to a DUI or DWI test
- Uninsured auto accidents
- Multiple points against a driver’s DMV record
If you do not own a vehicle and need to apply for license reinstatement, you will need to obtain non owner SR22 insurance Nevada. See our Nevada Non Owner SR22 page for more information about this option.
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