SR22 Insurance Michigan

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SR22 Insurance Michigan

Are you ready to reinstate your Michigan driver's license?

SR22 insurance Michigan is a financial responsibility certificate you must file with the state if you want to restore your driving privileges after a license suspension. The state has an interest in making sure high risk drivers carry minimum liability insurance, without fail. The SR22 is a way of ensuring that people driving with a restricted license maintain the required insurance for a specific time.

When your driver’s license is suspended, you must get SR22 insurance Michigan, which is high-risk auto insurance, to reinstate it. An SR22 is not an insurance policy but an auto or non-owner insurance policy endorsement. To complete the license reinstatement process, your insurance provider files the certificate with the Michigan Secretary of State’s office.

The insurance company that issues your SR22 policy monitors it to ensure you maintain it for the time the state requires. SR22 is a financial responsibility form that guarantees future insurance coverage. Most people who need SR22 insurance must carry it for three years. The insurance company notifies the state if your policy lapses or if you cancel the coverage by filing an SR26 form with the state. The result is another license suspension or revocation.

Reasons for license suspension requiring SR22 insurance Michigan:

  • Refusal to submit a breath or blood alcohol test
  • DUI or DWI offenses
  • Uninsured accidents
  • Multiple points against your DMV record
  • Child support or neglect cases
  • Legal judgments

Detailed information about license restoration and Road to Restoration Clinics for those with DUI license suspensions are available on the Michigan Department of State website.

If you want to reinstate your driver’s license but don’t own a vehicle, you’ll need to purchase a non owner SR22 insurance Michigan certificate. NOTE: As of February 2018, we do not offer non-owner SR22 in Michigan.

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Get fast and affordable Michigan SR22 quotes from UltraCar Insurance, a leading company for high-risk insurance. We value your business and are ready to help. Start an online quote now, or call us today!

This article was last updated on May 9th, 2024 by