If your driver’s license has been suspended, you’ll need to buy a special insurance called SR22 insurance Michigan to reinstate your license. An SR22 is actually a certificate that’s attached as a rider to your auto insurance policy. To start the license reinstatement process, your insurance provider files the certificate with the Michigan Secretary of State’s office.
SR22 Insurance Michigan
SR22 insurance Michigan is a financial responsibility certificate that has to be filed with the state if you want to drive after a license suspension. The state has an interest in making sure high risk drivers are insured, without fail. The SR22 is a way of ensuring that people driving with a restricted license stay insured during the time their license is suspended.
Non Owner SR22 Insurance Michigan
Non owner SR22 insurance Michigan is a document filed for license reinstatement if you don’t own a vehicle. It guarantees the state that you will maintain minimum liability insurance coverage during your license suspension period. It insures you when they drive a borrowed vehicle on a limited basis.
NOTE: FFECTIVE FEBRUARY 2018 UltraCar Insurance does NOT offer non owner SR22 in Michigan. If you have a suspended license and you don’t own a vehicle, non owner SR22 insurance Michigan allows reinstatement of your license. Non owner SR22 insurance is a certificate of financial responsibility that’s filed with the Michigan DMV. It is high risk insurance with liability-only coverage.
