Georgia non owner SR22A is high risk insurance for individuals who do not own a vehicle and want to reinstate their suspended driver’s license. SR22A insurance premiums must be paid in full for a 6 month term; a monthly payment option is not available. To start the Georgia license reinstatement process, your insurance provider will file your non owner certificate with the Georgia Department of Motor Vehicles. The insurance must be maintained without lapse or expiration, or your insurance provider will complete an SR26 filing and you will once again have your license suspended.
A Georgia non owner SR22A policy insures you as an individual when you drive a vehicle that is owned by another person. It is liability only coverage, and is secondary to the vehicle owner’s primary insurance. If you are involved in an at-fault accident, claims will first be paid by the vehicle owner’s primary insurance policy. If any claim amounts remain unpaid after the primary insurance reaches its coverage limits, the Georgia non owner policy will pay them.
Facts about Georgia non owner SR22A insurance:
- It does not cover household vehicles
- It does not cover commercial vehicles
- It does not cover rental vehicles
- It is liability only coverage
In most cases, the Georgia DMV will require you to carry SR22 non owner insurance Georgia for three years.
UItraCar Insurance agents will help you file a Georgia non owner SR22A certificate at the best possible rate. Call for competitive non owner SR22A insurance quotes, or submit our secure online form today!