If you need license reinstatement and don’t own a car, truck or motorcycle, you’re likely looking for cheap non owner SR22 insurance Alabama. When you lose your driver’s license due to a DUI conviction, driving without insurance, exceeding points on your driving record, or being subject to a legal judgment, you’ll need an Alabama non owner SR22 certificate to be filed with the state to reinstate your license when you don’t own a vehicle. Non owner SR22 insurance is a certificate of financial responsibility issued by an insurance company authorized to sell insurance in Alabama. The SR22 certificate is endorsed to an insurance policy, whether there is a vehicle involved or not. It serves as a monitoring device, which means that the issuing insurance company is required to notify the Alabama DMV if the policy lapses for non-payment of the premium. When the DMV is notified of a lapse in coverage, it suspends the driver’s license once again. For that reason it is imperative to maintain your Alabama non owner SR22 policy in good standing for the required period of time – usually 3 years.
If you purchase a vehicle, you can always change your non owner SR22 to an owner or owner-operator SR22 policy. Keep in mind that this is not an automatic process – you must call your agent and request a quote for a particular car, and then change your policy if you can afford the increased premium payments.
How much does cheap non owner SR22 insurance Alabama cost?
A common question we get from people who contact us is, “how can a company offer an SR22 for $15?” The answer is, they don’t. If you check out the companies that advertise unbelievably low rates, you’ll discover that they usually turn out to have the more expensive policies. Fifteen dollar rates for cheap non owner SR22 insurance Alabama is a misleading advertising gimmick. SR22 is not a piece of paper that can be typed and sold for certain amount of money.
When you’re looking for cheap non owner SR22 insurance Alabama, your rate will depend on two major factors: your age and the number of violations and/or accidents accumulated within a 3-5 year period.
More about cheap non owner SR22 insurance Alabama:
Find additional information related to Alabama non owner SR22 insurance on these pages:
- Non Owner SR22
- Alabama License Reinstatement
- Non Owner SR22 Insurance Alabama
- I have no car but need SR22 insurance
- Cheap Non Owners SR22 Insurance
- How to get lower insurance rates
- Non Owner SR22 vs SR22 Insurance
UltraCar Insurance offers very affordable rates on Alabama non owner SR22 insurance policies that will suit your needs and your budget. We do not false advertise, like some insurance providers who claim to offer a $15 rate. But if you’re looking for cheap non owner SR22 insurance Alabama that won’t break the bank, you’ve found the right company. Complete and submit our quote form for the fastest Alabama non owner SR22 insurance quotes, or give us a call today!