Minnesota Archives

This is the Minnesota Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Police car pulls over suspected DUI driver who will need Minnesota SR22 insurance.

What to Know About Minnesota DUI

It’s easy to be discouraged when facing a Minnesota DUI conviction. But there are ways to get through it and reinstate your driver’s license with less stress than you may think. You can recover your driving privileges by getting familiar with the state’s DUI laws and reinstatement requirements, consulting with an experienced DUI attorney, and contacting a knowledgeable high-risk insurance provider.

If you face a Minnesota DUI charge, you must get SR22 insurance to reinstate your license. And we’re here to help you with that part of the license reinstatement process. But first, it’s helpful to understand Minnesota’s DUI laws and penalties and the consequences of driving under the influence.

Minnesota Non Owners Insurance

Minnesota Non Owners Insurance

Minnesota non owners insurance is high-risk insurance for people who want to reinstate their suspended driver’s license. If you don’t own a car or other vehicle, you’ll file a non-owner SR22 certificate. The certificate is an endorsement to a non-owner insurance policy that insures you when you drive a non-owned vehicle. This type of insurance is secondary insurance, meaning it pays claims only after the vehicle owner’s insurance has paid claims.

Filing a Minnesota non owners insurance certificate allows you to reinstate your suspended license when you don’t own a vehicle. Depending on the offense, you may have a waiting period before the state grants license reinstatement. In the case of DUI offenses, there is usually a 30-day to 180-day waiting period for reinstatement after you pay all fines and fees.

SR22 Insurance Minnesota

SR22 Insurance Minnesota

SR22 insurance in Minnesota is a high-risk insurance certificate. It is a guarantee of future insurance coverage. You must carry SR22 insurance to reinstate your license after suspension. To avoid the state suspending your driving privileges again, you must carry this insurance for a specific time without any coverage lapse.

Minnesota requires all drivers to carry minimum liability insurance coverage to operate a motor vehicle. If you drive without insurance, the state will suspend your license. To reinstate it, you must buy SR22 insurance Minnesota. In addition to uninsured driving, the state may require SR22 insurance for the following offenses or circumstances: