Driving under the influence (DUI) in Iowa is called OWI – operating while intoxicated. If you have an Iowa OWI conviction and don’t own a vehicle, you’ll need
Non owner SR22 insurance Iowa is high risk insurance for people who don’t own a car. Even if you don’t have a car, your driver’s license can be suspended if you commit a violation when driving a non-owned vehicle. To reinstate your license you’ll file an SR22 certificate with the state. A licensed insurance provider will write a non owner insurance policy in your name, with an SR22 endorsement.
Certain motor vehicle violations can result in penalties including suspension of your driver’s license. If you own no car but need SR22 insurance, you’ll need to file a non owner SR22 insurance Iowa certificate for license reinstatement. The Iowa non owner SR22 certificate is filed with the Iowa Department of Transportation (DOT), then monitored closely for a period of time determined by the state. If you don’t maintain the insurance during that time, the Iowa DOT is notified. That results in a repeat license suspension.
SR22 insurance Iowa is a high risk insurance certificate that’s endorsed to your car insurance policy. Filing the certificate with the state lets you reinstate your license after a suspension. There are a number of reasons people need an SR22 filing. In most cases it is due to a motor vehicle violation, but sometimes it is ordered by a court for other reasons. You’ll choose an insurance provider to write a policy with an SR22 attachment and file it with the Iowa DOT.
To reinstate your license after suspension, you’ll need to buy SR22 insurance Iowa, and carry it for a certain period of time. This high risk insurance is also called a financial responsibility filing. It guarantees the state that you’ll maintain liability insurance in exchange for reinstating your driving privileges.