SR22 Insurance Washington State

There are quite a few reasons people may be required to buy SR22 insurance Washington state. SR22 insurance is meant to prevent uninsured drivers from operating a motor vehicle. After a person’s license is suspended, the state wants to make sure you have minimum liability insurance coverage and will be financially responsible for injury or property damage if you cause an accident.

When your Washington state driver’s license has been suspended, you must purchase SR22 insurance Washington state to regain your driving privileges. Motor vehicle offenses and other situations can result in driver’s license suspension, and commonly include:

Driving without a license
Operating an uninsured vehicle
Uninsured auto accidents
Failure to consent to a DUI or DWI test
Washington state DUI or DWI convictions
Child support or neglect cases
Too many points against a driver’s record
Legal judgments
At-fault accidents

The state of Washington will not reinstate your license until you have filed an SR22 certificate with the Washington Department of Licensing (DOL). SR22 insurance Washington state is a high risk insurance certificate that is attached to your auto insurance policy and filed with the Washington DOL. This filing makes you eligible for Washington license reinstatement. SR22 insurance Washington state must then be maintained for a period of three to five years. During this time your insurance provider monitors the SR22 policy closely, and is responsible for submitting an SR26 form with the DOL if your policy lapses or is canceled. If this happens, the Washington DOL will suspend your license again.

If you do not own a vehicle and want to apply for license reinstatement after suspension, you must purchase non owner SR22 insurance Washington state. For more details about non-owner insurance coverage, see Non Owner SR22 Insurance Washington.

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UItraCar Insurance will be glad to assist you with a competitive Washington SR22 insurance quote and quick filing of your SR22 insurance Washington state certificate. Start a quote using our secure online form, or give us a call today!

This article was last updated on September 21st, 2018 by UltraCar Insurance

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