When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 and FR44 insurance? These are the only states with two types of license reinstatement certificates. An SR22 insurance certificate is for non-alcohol-related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.
Florida SR22 Archives
This is the Florida SR22 Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
What’s the difference between SR22 and FR44 insurance?
You’ll need to know the difference between SR22 and FR44 insurance to reinstate your license in these states. Only Florida and Virginia require different certificates for DUI violations vs. non-DUI offenses. You’ll file an SR22 certificate for motor vehicle violations unrelated to alcohol or drugs. You must file an FR44 form for alcohol or other substance-related DUI violations.
Florida SR22 Paid In Full Insurance
After a no-insurance license suspension (not related to DUI), you’ll have to file a Florida SR22 Paid in Full certificate to reinstate it. You’ll need to contact a trusted SR22 insurance provider in Florida to buy the insurance if you own a vehicle (owner SR22) or if you don’t own a car (non- owner SR22). Paid In Full policies are also called Florida Non-Cancelable SR22 insurance. They have a six or twelve-month term and require payment when underwriting is complete.
In accordance with Florida Statute 627.7275, Florida drivers with a non-DUI, no-insurance license suspension must purchase Florida SR22 Paid in Full insurance for license reinstatement. This type of policy is non-cancelable, with a term of at least six months, and is payable in full.
SR22 Insurance Florida
Filing a high-risk SR22 insurance Florida certificate with the state will allow you to reinstate your driver’s license after a suspension. This certificate guarantees financial responsibility, which means you will remain insured while you’re required to carry SR22 Florida. You can get high-risk SR22 insurance in Florida if you own a vehicle or not.
SR22 insurance Florida is a high risk insurance certificate you have to obtain to reinstate your license after a suspension. The state of Florida requires all drivers to carry liability insurance coverage on their vehicles. If you fail to comply with the law, the state will suspend your driver’s license. Even if you don’t own a car, you’ll need non owner SR22 insurance to regain your driving privileges after a license suspension.
