Virginia drivers with a license suspension need an SR22 or FR44 insurance filing to reinstate their driving privileges. SR22 certificates are for non-alcohol-related license reinstatement, while FR44 filings are for reinstatement after a DUI/DWI conviction. If you don’t own a vehicle, we offer non-owner insurance policies with or without an SR22 or FR44 filing. Count on UltraCar Insurance for affordable high-risk insurance rates! Watch this video for more information.