A judge may direct you to obtain court ordered SR22 insurance at your hearing when you have a major traffic-related conviction. SR22 insurance, when court ordered, is also known as a mandatory insurance certificate.
Court Ordered SR22 Insurance
What’s the difference between a court ordered SR22 judgment and a state ordered SR22? Both result in the same requirement for you to carry high-risk insurance. When a court orders someone to carry SR22 insurance, it usually involves more serious motor vehicle violations or other legal issues. A judge can assign an SR22 requirement whether the person owns a vehicle or does not own one.
Cross-State SR22 Insurance
You may not realize that you can’t discontinue SR22 insurance if you move to another state. You’ll need to get a secondary cross-state SR22 insurance filing when you move until the original requirement expires. Every state honors the SR22 obligation of another, and will not issue a state driver’s license to you if you have an outstanding SR22 filing in another state.
You’ll need cross-state SR22 insurance if you have an active SR22 filing in your current state and relocate to another state. Did you know that
When you have SR22 and move to another state
If you have an active SR22 and move to another state, can you drop your SR22 insurance? The answer is no. If you stop making payments on your SR22 earlier than required, the state will suspend your license. You’ll then have a problem obtaining a driver’s license or car insurance in your new state. You have to continue paying your SR22 insurance premiums for the duration of your requirement. And there is a process to make sure you stay in compliance.
When you have an SR22 and move to another state, you might think, great – I finally won’t have that additional expense! However, it doesn’t work that way. If your SR22 requirement has not yet expired when you move,
