Minnesota Non Owners Insurance

Minnesota Non Owners Insurance

Minnesota non owners insurance is high risk insurance for people who want to reinstate their suspended driver’s license. A non owner SR22 certificate is filed if you don’t own a car or other vehicle. The certificate is endorsed to a non owner insurance policy that insures you when you drive a non-owned vehicle. This type of insurance is secondary insurance, which means that it pays claims only after the vehicle owner’s insurance has paid claims.

Filing a Minnesota non owners insurance certificate allows you to reinstate your suspended license when you don’t own a vehicle. Depending on the offense, there may be a waiting period before license reinstatement is granted. In the case of DUI offenses, there is usually a 30-day to 180-day waiting period after all fines and fees have been paid for reinstatement to take effect.