Missouri DWI Laws

Missouri DWI Laws

Using drugs or alcohol when driving is a serious violation of Missouri DWI laws. There are personal and financial consequences to drunk driving or impaired driving. In most cases your license will be suspended after a DWI/DUI conviction. After a license suspension, you’ll have to purchase Missouri SR22 insurance to continue driving legally.

The most serious motor vehicle offenses involve violating Missouri DWI laws. DWI (driving while impaired) and DUI (driving under the influence) puts the driver’s life in jeopardy. But more importantly, it endangers the lives of other innocent people.

What is a financial responsibility form?

What is a financial responsibility form?

A financial responsibility form is a high-risk insurance filing, also known as an SR22 certificate. (Florida and Virginia have a different certificate – FR44 – specifically for DUI/DWI cases.) Attaching an SR22 certificate to an auto or non-owner insurance policy allows you to reinstate your suspended driver’s license.

A financial responsibility form addresses the state’s need to ensure that high-risk drivers remain insured. Most states have financial responsibility laws requiring licensed drivers to carry minimum auto liability insurance coverage. In this case, financial responsibility means that you will reimburse others for damage or injury that you may cause while operating a vehicle.