SR22 Maine

SR22 Maine is a certificate of financial responsibility. When you file the certificate with the state, it’s considered a guarantee of liability insurance coverage for a specific time. An SR22 certificate allows you to drive legally, as long as the insurance policy it’s tied to is kept in force.

To reinstate your license, the Maine Bureau of Motor Vehicles (BMV) requires you to file an SR22 Maine certificate when you become eligible. Common reasons for license suspensions include:

What is a financial responsibility form?

What is a financial responsibility form?

A financial responsibility form is a high-risk insurance filing, also known as an SR22 certificate. (Florida and Virginia have a different certificate – FR44 – specifically for DUI/DWI cases.) Attaching an SR22 certificate to an auto or non-owner insurance policy allows you to reinstate your suspended driver’s license.

A financial responsibility form addresses the state’s need to ensure that high-risk drivers remain insured. Most states have financial responsibility laws requiring licensed drivers to carry minimum auto liability insurance coverage. In this case, financial responsibility means that you will reimburse others for damage or injury that you may cause while operating a vehicle.