SR22 Insurance Rhode Island

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SR22 Insurance Rhode Island

SR22 Insurance Rhode Island

The Rhode Island DMV eliminated the requirement of SR22 insurance Rhode Island for in-state license suspensions effective July 18, 2018. However, Rhode Island drivers with an out-of-state license suspension must purchase SR22 insurance from the state that requires it. If another state notifies the Rhode Island DMV of a resident’s SR22 requirement, the resident must prove that they have complied. If not, the driver’s Rhode Island driver’s license will be suspended.

Effective July 18, 2018, the Division of Motor Vehicles no longer requires drivers to carry SR22 insurance Rhode Island. Detailed information about Rhode Island license suspensions can be found on the Adjudication Office page of the Rhode Island DMV website.

Although SR22 insurance Rhode Island is no longer required for an in-state license suspension, the Rhode Island DMV will require you to carry SR22 insurance for an out-of-state license suspension. To avoid suspension of your Rhode Island driver’s license, you’ll have to prove to the Adjudication Office that you have filed an SR22 with the state that requires it.

UltraCar Insurance can assist you with an out-of-state SR22 insurance filing in the states we offer SR22  insurance. Our agents will also be glad to help you with Rhode Island standard auto insurance or motorcycle insurance.

What is SR22 insurance Rhode Island?

As of July 18, 2018, SR22 insurance Rhode Island is for out-of-state license suspensions only. Another state may require you to file an SR22 certificate if you have committed a motor vehicle violation that requires license suspension. SR22 is a guarantee of future financial responsibility. It’s endorsed to your auto insurance policy, filed with the state that requires it, and monitored to ensure it is kept in force.

You can expect to have to carry SR22 insurance from one to three years, depending on the situation. If your out-of-state SR22 insurance policy lapses at any time, an SR26 form is filed. The state requiring the SR22 notifies the Rhode Island DMV that you’re not in compliance. This results in immediate suspension of your Rhode Island driver’s license. The SR22 process must then be repeated and additional fines or fees may be levied.

Why another state may require you to file an SR22 insurance Rhode Island certificate:

  • DUI or DWI offenses
  • Driving without a valid driver’s license
  • Operating an uninsured vehicle
  • Uninsured accidents
  • Refusing to consent to a DUI or DWI test
  • Legal judgments
  • Unpaid child support

NOTE: If you need to file an out-of-state SR22 insurance Rhode Island certificate without a vehicle, you’ll need a non owner SR22 insurance Rhode Island policy. Non driver insurance protects you with liability coverage when you operate a non-owned vehicle.

Once again – Rhode Island no longer requires SR22 insurance except for out-of-state license suspensions. Details about Rhode Island’s policy on out-of-state license suspensions and SR22 insurance can be found on the state DMV website.

When you need SR22 insurance Rhode Island for an out-of-state license suspension, UltraCar Insurance will find the best rate and policy for your needs. Talk with one of our agents, or click the button to start a quote today!

This article was last updated on March 26th, 2019 by