Driving under the influence (DUI) is the most common term associated with drinking and driving. However, Maine uses the acronym OUI “operating under the influence” for alcohol or drug-related traffic violations.
Maine Archives
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DUI Insurance Maine
DUI insurance Maine is SR22 insurance for license reinstatement after a Maine OUI conviction. This insurance is for people who own a vehicle and those who do not own a car. The state imposes penalties including license suspensions, fines, classes, and sometimes jail sentences on drivers who commit DUI/OWI violations. Individuals must complete specific conditions before obtaining Maine SR22 insurance.
SR22 Maine
SR22 Maine is a certificate of financial responsibility. When you file the certificate with the state, it’s considered a guarantee of liability insurance coverage for a specific time. An SR22 certificate allows you to drive legally, as long as the insurance policy it’s tied to is kept in force.
To reinstate your license, the Maine Bureau of Motor Vehicles (BMV) requires you to file an SR22 Maine certificate when you become eligible. Common reasons for license suspensions include:
SR22 Insurance Maine
SR22 insurance Maine is a guarantee of financial responsibility. This means that you commit to be properly insured for a future period of time. Carrying Maine SR22 insurance allows you to drive during the time your license is suspended. If you fail to pay your SR22 insurance premiums during that time, your driving privileges will be suspended again.
It’s is illegal to operate a vehicle in Maine without state-required minimum liability insurance coverage. Violating this law can lead to license suspension. To reinstate your driver’s license after a suspension, you’ll need to buy SR22 insurance Maine, a type of high risk insurance.
Maine Non Owner SR22 Insurance
Even if you don’t own a vehicle your driver’s license can be suspended for a number of reasons. To reinstate your driving privileges you’ll need to carry Maine non owner SR22 insurance. An SR22 certificate tied to a non owner insurance policy covers you when driving a non owned vehicle. Maine non owner SR22 insurance has limitations of coverage and on the types of vehicles you’re covered to drive.
When your driver’s license is suspended and you don’t own a vehicle, you’ll need to carry Maine non owner SR22 insurance to regain your driving privileges. With non owner insurance, an SR22 certificate is endorsed to a non owner insurance policy written in your name.
