When you buy SR22 insurance without a vehicle, an insurance provider will write a non-owner insurance policy with an SR22 attachment. They will file the certificate with the state DMV, allowing you to reinstate your driver’s license. Non-owner SR22 insurance must be kept in force the entire time your state requires it.
If you currently have an owner SR22 filing and decide to sell your car, can you buy SR22 insurance without a vehicle? The answer is yes, but you should contact your insurance provider beforehand to stay in compliance with your SR22 insurance requirement. SR22 without a car is known as non-owner SR22 insurance.