Florida Non Owner SR22 Insurance

Florida non owner SR22 insurance is required to reinstate a suspended driver’s license and insures you when you operate a vehicle owned by another driver. When your driver’s license has been suspended, but you do not own a vehicle, a Florida non owner SR22 insurance certificate will need to be filed with the Florida Department of Motor Vehicles for license reinstatement.

Florida non owner SR22 insurance is a policy that is purchased by an individual who occasionally drives a vehicle owned by another person. Non owner SR22 insurance does not cover a vehicle; it covers the policyholder for unplanned or occasional operation of a vehicle owned by someone else. If the policy holder occasionally borrows a household vehicle owned by another person in the same household, the non owner SR22 policy may cover the policy holder for such occasional use. However, if the individuals are husband and wife, a non owner SR22 policy cannot be issued.

There are various reasons that the state may require an individual to carry Florida non owner SR22 insurance. The most common reasons include:

  • Accumulation of too many points
  • Driving without a license
  • Driving without proper insurance or no insurance
  • Driving after a suspension
  • Child support
  • Judgment

Florida non owner SR22 insurance is a certificate of financial responsibility filed with the Florida DMV by the driver’s insurance provider in order to reinstate the individual’s driver’s license. This certificate is required to be kept in force for a specified time period determined by the state. The insurance provider monitors the driver’s insurance coverage during that time period to ensure that the policy does not lapse or become canceled. Should that occur, the insurance provider will submit a Florida SR26 form to the Florida DMV, which results in another suspension of the individual’s driver’s license.

Florida non owner SR22 insurance is usually required to be carried for a period of three to five years. If a vehicle is purchased during that time, you will have to contact your insurance provider with the vehicle information and switch your policy to an owner SR22 insurance policy.

To find the best rates available for Florida non owner SR22 insurance, your best source is online. Insurance providers offer premium policies online at discounted rates. Obtain free multiple quotes from UltraCar Insurance, a leading company for all your Florida non owner SR22 insurance needs. Submit your inquiry using our secure online form, or give us a call today.

Florida Non Owner SR22 Insurance

*UltraCar Insurance makes every effort to provide accurate and up to date information about SR22 insurance for each state in which we are licensed; however, we cannot guarantee total accuracy. If an error is discovered it will be corrected immediately.

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