Non-owner SR-22 is similar to SR-22 for vehicle owners. It’s a certificate of financial responsibility attached to a non-owner insurance policy rather than an auto policy. Your insurance provider will file the certificate with the state’s DMV to reinstate your license following a suspension.
How are owner and non-owner SR-22 insurance certificates different? An SR-22 certificate can be attached to a) an auto policy that covers one or more vehicles owned by a policyholder, or b) to a non-owner policy that covers one individual who occasionally drives someone else’s car. If you drive someone else’s car, you’ll need to file this certificate to reinstate your driver’s license.
