FR-44 is an insurance certificate that’s only available in Florida and Virginia. Virginia was the first state to implement an FR-44 insurance program, and Florida adopted it shortly after.
Like the SR-22, it’s a financial responsibility certificate. However, Florida and Virginia use the FR-44 insurance certificate exclusively for license reinstatement after DUI or DWI convictions. Florida drivers who flee or attempt to elude an officer will also have their license suspended, requiring them to file an FR-44 for reinstatement.
