Motorcycle insurance premiums substantially increase if you have a poor driving record due to multiple traffic violations or DUI convictions. You can keep your insurance payments low by avoiding accidents, traffic tickets, and driving under the influence.
Other ways to lower your insurance premiums include:
- Taking certification classes or training programs
- Buying a less expensive bike
- Improving your credit score
Purchasing only the minimum liability insurance coverage or opting for a higher deductible can also help reduce your motorcycle insurance costs.