The first thing to know is that FR-44 insurance is only available in two states: Virginia and Florida. An FR-44 filing is specifically for DUI and DWI-related license suspensions. However, for suspensions not related to alcohol or drugs, these two states require SR-22 insurance for license reinstatement. Typical reasons for SR-22 insurance are to reinstate a driver’s license after suspension for:
- Multiple routine traffic violations
- Driving without insurance
- Driving without a valid license
Other states require SR-22 insurance for all license suspensions reasons. Those reasons range from routine violations that add too many points to a driver’s record to DUI/DWI convictions.
