In Virginia there are two types of high risk insurance certificate: SR22 and FR44. If your license suspension is for a violation that’s not related to alcohol or drugs, you’ll file a Virginia SR22 certificate for reinstatement.
If you intend to drive a vehicle after license suspension, you’ll need Virginia SR22 insurance. This form will ensure that your insurance policy coverage complies with Virginia State’s minimum liability coverage requirement. UltraCar Insurance will file the Virginia SR22 insurance form for you if you ever need it. It’ll need to be filed in cases of serious driving violations and other violations like driving while uninsured.
There are some non-owner insurance coverage limitations that you should know like:
- If you’ve got a non-owner teenager, you cannot use the Virginia SR22 insurancepolicy as a cheaper insurance alternative.
- You cannot claim the towing charges in this policy
- The insurance does not cover commercial or rental vehicles, frequently borrowed vehicles, or any vehicles in your household.
- Employment-related vehicles are also not covered.
The Virginia SR22 insurance form will help you continue driving after reckless driving, driving without insurance, or driving with a suspended license. You’ll need to maintain Virginia SR22 insurance status for three years, depending upon the severity of your conviction based on owner or non-owner status. Get competitive and affordable rates for Virginia SR22 insurance as a car owner and a non-car owner only at Ultra Car insurance!