You can purchase Broad Form vehicle insurance in several states to file an SR22 certificate for license reinstatement. Broad Form insurance covers a single policyholder rather than insuring a particular vehicle.
Non Owner SR22 Policy Archives
This is the Non Owner SR22 Policy Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Broad Form Vehicle Insurance
In some states, you can buy Broad Form vehicle insurance. This type of insurance covers one policyholder only, and you can purchase it whether you own a vehicle or not. Broad Form insurance is a cheaper way to file an SR22 certificate, but it has severe limitations. If you don’t own a car, the policy covers you when you drive a borrowed vehicle. If you own a car, it covers you when driving any vehicle you own.
What is a non owner policy?
Often, an SR22 or FR44 certificate is endorsed to a non owner policy to reinstate your license when you don’t own a vehicle. Non owner insurance covers only you, the policyholder. It provides limited liability insurance coverage when you drive a non-owned car. You can also purchase a non owner policy on its own, without an SR22 or FR44 rider. There are restrictions and exclusions to know about with this kind of insurance.
It may seem strange to buy an insurance policy to drive a car if you don’t own a vehicle, but it’s a wise thing to do. Even if you don’t own a car, truck, or motorcycle,
