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Florida Non Owner SR22 Insurance

If you don’t own a vehicle, Florida non owner SR22 insurance allows you to reinstate your driver’s license after a suspension. Non owner insurance covers you for liability when you drive a borrowed vehicle. It does not cover damages to the car you’re driving, or to passengers in the car with you. Therefore, be sure the owner insures the vehicle you drive.

The state requires you to carry Florida non owner SR22 insurance as a condition for reinstating your driving privileges after a license suspension. When you don’t own a vehicle, you’ll need to file a non-owner SR22 certificate with Florida HSMV.