No Car SR22 Texas Insurance
When you’re eligible to reinstate your suspended license, you’ll need to buy No Car SR22 Texas insurance. Also called non owner SR22 insurance, it is secondary liability insurance that supplements a vehicle owner’s auto insurance. A non-owner policy is liability-only insurance that covers you when you drive a borrowed vehicle. It pays claims that may exceed a vehicle owner’s insurance coverage if you cause an accident while driving their car.
No Car SR22 Texas is a financial responsibility form the state requires to reinstate a suspended driver’s license. In many cases, people who don’t own a car still have a driver’s license – for identification, to drive a borrowed car, or other reasons. When the state suspends your license, you’ll have to file a Texas non-owner SR22 certificate with DPS to reinstate it.