When you’re eligible to reinstate your suspended license, you’ll need to buy No Car SR22 Texas insurance. Also called non owner SR22 insurance, it is secondary liability insurance that supplements a vehicle owner’s auto insurance. A non-owner policy is liability-only insurance that covers you when you drive a borrowed vehicle. It pays claims that may exceed a vehicle owner’s insurance coverage if you cause an accident while driving their car.
No Car SR22 Texas is a financial responsibility form the state requires to reinstate a suspended driver’s license. In many cases, people who don’t own a car still have a driver’s license – for identification, to drive a borrowed car, or other reasons. When the state suspends your license, you’ll have to file a Texas non-owner SR22 certificate with DPS to reinstate it.