What Is High Risk Insurance?

What is high risk insurance?

High risk insurance is also known as SR22 insurance or FR44 insurance. Sometimes young, inexperienced drivers or people who own very expensive vehicles can be considered high risk by insurance providers. If you have an excessive number of points on your driving record or have a DUI conviction, you will usually be categorized as a high risk driver. This means that your insurance rates will increase. You may be required to carry SR22 high risk insurance, especially if your license has been suspended.

What is high risk insurance, or non-standard insurance? Many people have a driving record that’s less than perfect, and have had to file multiple insurance claims