Financial Responsibility Archives

This is the Financial Responsibility Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

For license reinstatement after a DUI, get SR22 and ignition interlock.

SR22 and Ignition Interlock

When you’re eligible to reinstate your license after a DUI conviction, you’ll likely need both SR22 insurance and an ignition interlock device. You’ll need to maintain SR22 insurance for 1-3 years or longer. Most states require installing an ignition interlock device if it is your second or subsequent DUI violation.

Do SR22 and ignition interlock always go hand in hand? No, not everyone who needs SR22 insurance will need to install an ignition interlock device (IID). People with

What is a financial responsibility form?

What is a financial responsibility form?

A financial responsibility form is a high-risk insurance filing, also known as an SR22 certificate. (Florida and Virginia have a different certificate – FR44 – specifically for DUI/DWI cases.) Attaching an SR22 certificate to an auto or non-owner insurance policy allows you to reinstate your suspended driver’s license.

A financial responsibility form addresses the state’s need to ensure that high-risk drivers remain insured. Most states have financial responsibility laws requiring licensed drivers to carry minimum auto liability insurance coverage. In this case, financial responsibility means that you will reimburse others for damage or injury that you may cause while operating a vehicle.