In several states, you can purchase broad form vehicle insurance as a way to file an SR22 certificate for license reinstatement. Broad form insurance covers a single policyholder, rather than insuring a particular vehicle.
Broad form vehicle insurance
In some states, you can buy broad form vehicle insurance. This type of insurance covers one named-operator policyholder only. You can purchase it whether you own a vehicle or not. Broad form insurance is a cheaper way to file an SR22 certificate, but it has severe limitations. If you don’t own a car, the policy covers you when you drive a borrowed vehicle. If you own a car, it covers you when driving any vehicles you own.
What is broad form SR22 insurance?
In several states you can get a very inexpensive form of SR22 insurance called broad form SR22 insurance. Broad form SR22 insurance is a means to have your license reinstated. It can be purchased if you don’t own a vehicle, or if you own one or more vehicles. Although it is very low cost, it comes with strict limitations of coverage that need to be explained to you and fully understood.
In certain states broad form SR22 insurance is a low cost, non-owner auto liability insurance option for license reinstatement. In most cases non owner SR22 insurance is filed if you don’t own a vehicle, and SR22 insurance is filed if you do own a vehicle. However, broad form SR22 insurance is also an option if you own a vehicle.
